Graduate Program Tuition and Fees:
To maintain consistency of tuition costs throughout the terms in this graduate degree program, the flat tuition rate per year is split evenly into semester bills. The billing will be divided evenly by semester regardless of the number of credits that students are enrolled in, unless a prior arrangement has been made for part-time course progression.
Tuition and Fees for Graduate Students Entering the M.S. CMHC program in Fall 2021:
Room and Board Options
Housing is not guaranteed for graduate students, and most choose to live off-campus as commuter students. It should also be noted that housing and dining on campus may not be available during extended academic breaks (winter and summer).
If graduate students need housing or would like to explore the option of living on campus and/or receiving a campus meal plan, then they must discuss this with the Associate Director of Graduate & International Programs. Arrangements for campus housing for graduate students will need to be approved by the Vice President of Academic Affairs and Vice President for Student Affairs. Once approved, campus accommodations and meal plans for graduate students will be coordinated through the Office of Student Life.
Graduate Assistantship Program
Graduate Assistantship positions may be granted to incoming enrolled students in the M.S. Clinical Mental Health Counseling program. The availability of these positions is subject to the needs and capacity of the College and the discretion of the Program Directors. Students in this position will act as a graduate student representative for the college and will perform administrative tasks or other duties as outlined in an offer letter and contract.
Compensation for Graduate Assistant positions include granted on-campus housing and a standard campus meal plan. In some cases, an additional stipend may be offered and paid per semester. For students who accept a Graduate Assistant position, the structure and duties of the position and the student’s performance in this role will be reviewed after one year by a designated supervisor. Graduate assistants may be offered the opportunity to renew the position for a second year. If the appointment is not renewed or there are changes to the position, the student will be notified one month prior to the position end date.
Graduate Student Federal Financial Aid Options
Federal financial aid is available to eligible graduate students through the Free Application for Federal Student Aid (FAFSA) application. More information about completing the FAFSA and applying for financial aid can be found above in the section titled “Financial Aid”. For the purposes of financial aid and billing, all graduate level students are considered independent and are not required to provide parent income information, no matter their age.
Types of Graduate Level Federal Financial Aid
Unsubsidized Federal Student Loans
Graduate students who are attending school at least half-time are typically eligible for federal unsubsidized federal student loans. Under the current federal aid policies, graduate students can borrow up to $20,500 each year through an unsubsidized loan. These loans will accrue interest while the borrower is in school. Unsubsidized loans have a 6-month grace period after a student graduates, drops from the program, or drops below half time. The current interest rate for federal direct unsubsidized loans is 5.28%, but this rate is subject to change. Updated rates can always be found at studentaid.gov. To receive a direct unsubsidized loan through FAFSA qualification, students must also complete a Master Promissory Note (MPN) and entrance counseling.
Graduate PLUS Loans
The Graduate PLUS loan is a type of federal student loan or Direct PLUS Loan issued by the U.S. Department of Education. A Graduate Plus loan is designed to help graduate students finance their education. For 2021 – 2022 academic year, the interest rate is 6.28% but this rate is subject to change. Updated rates can always be found at studentaid.gov. The Graduate PLUS Loan includes an origination fee of 4.228% and it’s deducted from the total loan amount before the money is sent to the school. To receive a Graduate PLUS loan students must also complete a Master Promissory Note (MPN) and entrance counseling. Graduate students can borrow a cumulative total of $138,500 including prior undergraduate loan balances. For resources and information about how to apply for federal financial aid as a graduate student, please visit the Federal Student Aid website.
Private Education Loans
It is recommended that the student review their borrowing options through the Federal loan programs first and then consider the private loan options as an alternative only if truly necessary.
Private education loans are funded by private lending institutions and require a separate loan application, which can usually be completed online. Most private loans have variable interest rates based on a borrower’s and co-borrower’s credit history and begin to accrue interest immediately. Some lenders may require payments while the student is enrolled. Private loan amounts are limited to the total cost of attendance as determined by the Financial Aid Office, less any financial assistance received. Some private lenders also limit the cumulative borrowing for a student which may affect the amount the student is qualified to borrow annually.
Cashnet Monthly Payment Plan
Cazenovia College offers students the option of paying with an interest-free monthly payment plan spreading payments over 10 months for the academic year, or 5 months for the semester. There is a required enrollment fee of $55 for the 10 month plan and $35 for the 5 month plan. Payments for the 10 month plan as well as the 5 month plan begin in July, and payments for the spring 5 month plan begin in December. For additional information, please call our Enrollment Services Office at 315-655-7888.
Please Note: When using the 10 month plan option, the Enrollment Services Office will credit one-half of the plan amount on the fall semester statement and an equal amount on the spring semester statement. Adjustments can be made to your Cashnet contract amount after enrolling.