Cazenovia College participates in the William D. Ford Direct Loan Program. This means that a student will borrow his or her Stafford loan funds directly from the Department of Education.

A free application for Federal Student Aid (FAFSA) must be filed in order for a student to receive loan funds from the Federal Direct Loan Program. Eligible students will receive a Financial Aid Award letter indicating loan amounts and instructions on how to apply.

An undergraduate student may borrow up to $5,500 as a freshman, $6,500 as a sophomore, and $7,500 as a junior and senior.

There are two types of Federal Direct Stafford Loans for undergraduate students. If the student has a need-based Federal Direct Subsidized Stafford Loan, the Federal government pays the loan interest while the student is in college or in deferment.  If the student has a non-need based Federal Direct Unsubsidized Stafford Loan, the student is responsible for paying the interest while in college. Award amounts will be indicated on the student's financial aid award letter.

A student may borrow at a relatively low interest rate with the option of no repayment while enrolled at least half-time, and for six months after program completion or departure. Current interest rates can be found here.

To apply for a Federal Direct Stafford and Unsubsidized Stafford loan, please complete the Master Promissory Note and required Entrance Counseling at

If you need assistance or have any questions, please call our office at 315.655.7888 or 1.800.654.3210. You may also email us at